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Women's Smocked Tankinis with UPF 50+ Protection

Our smocked tankini tops pair elastic shirring with UPF 50+ sun protection for a flexible, flattering fit.

A textured, shirred fit that flatters

Elastic shirring across the bodice creates a gathered, textured fit that adapts to your shape. The fabric stretches and contracts with your body for a forgiving fit that doesn’t compromise support or coverage.

Our tankinis don’t gap at the bust or ride up during movement. The shirring holds the fabric gently against the torso, which keeps everything in place whether you're swimming or walking the beach.

Adjustable straps let you control the length of the top and the fit across the shoulders. Shorten them for a more lifted look or lengthen them for relaxed coverage over the midsection.

🏖️ A delicate ruffle detail along the bottom hem of our red gingham smocked tankini top adds a feminine finish. 

Practical features for everyday swimming

Nursing-friendly access

The adjustable straps and stretchy shirred bodice make nursing convenient without a complicated closure system. Pull the neckline aside or adjust the strap for quick access, then return to your swim day without fuss.

🏊 Check out more of our nursing-friendly UPF 50+ swimwear.

Removable cups and full lining

Removable modesty cups let you choose your level of coverage and support. Leave them in for more structure or take them out for a softer, more relaxed feel. Full lining throughout the top provides opacity and an extra layer of comfort against the skin.

🩱 Check out more of our modest bathing suits for women with UPF 50+ protection.

Comfort construction

A tagless neck keeps you itch-free. The nylon/spandex blend with four-way stretch moves freely during swimming and activity without binding or restricting. Quick-dry fabric sheds water fast, so you're not sitting in a heavy, damp top between swims. Chlorine-resistant construction holds shape and color through repeated pool use and washing.

Mix and match with SwimZip bottoms

Build multiple outfits from one top by pairing it with different bottoms for different occasions. 

  • High-waisted bikini bottoms overlap with the tankini hem for full midsection coverage, a combination that many women prefer for pool days and beach walks. 
  • Swim skirts extend that coverage further for a modest, put-together look that works from the water to a boardwalk lunch.
  • Swim shorts add thigh coverage and chafe protection for active days.
  • Bikini bottoms and side-tie styles create a lighter, more relaxed look for lounging or resort wear. The shirred texture of the tankini top adds visual interest that balances well with simple, solid bottoms.

One smocked tankini top and two or three bottoms create a swim wardrobe suited for pool days, beach vacations, and everything in between.

☀️ Learn more about mixing and matching swimwear.

UPF 50+ sun protection you can trust

Every smocked tankini top carries the Skin Cancer Foundation Seal of Recommendation. UPF 50+ fabric blocks approximately 98% of UVA and UVB rays on covered skin, and the protection stays consistent whether the fabric is wet, dry, or stretched.

A tankini top covers the back, chest, and midsection, the areas prone to sun damage during long days at the pool or beach. Apply sunscreen to exposed areas like your face, arms, and legs, and trust that covered skin stays protected all day without reapplication.

🏝️ Learn more about UPF vs. SPF and how they work together.

Smocked tankini tops FAQ

What is smocking on a swimsuit?

Smocking refers to elastic shirring sewn into the fabric, which creates rows of gathered, stretchy texture across the bodice. The shirring allows the fabric to expand and contract with your body, producing a fit that's snug but forgiving. On a tankini top, this means the bodice adapts to your shape rather than relying on a fixed panel size.

How does sizing work with the elastic bodice?

The shirred construction provides more flexibility than a standard tankini top. The elastic gathers stretch to accommodate a range within each size, which reduces the risk of ordering a size that's slightly too tight or too loose. Check the size chart for your best match, but know that the shirring adds a degree of built-in adjustment that rigid tops don't offer.

Can I nurse in a smocked tankini top?

Yes, the stretchy shirred neckline and adjustable straps allow you to pull the fabric aside for nursing access. The elastic bodice returns to its original shape afterward. Many new moms find this style more practical than structured swim tops that require more effort to adjust. 

👙 Browse our full postpartum swimwear collection for more nursing-friendly options.

How do I wash a smocked tankini top?

Rinse in cool, fresh water after each use to remove chlorine, salt, and sunscreen. Machine wash on the gentle cycle with mild detergent, and avoid bleach or fabric softeners that degrade sun-protective fibers and elastic. Lay flat or hang dry in the shade. Never use a dryer, as heat damages the elastic shirring and shortens the garment's lifespan.